Fort Knox vs Fort Leonard Wood

2026 BAH, cost of living, and housing compared side by side.

Fort Knox has the higher housing allowance ($1,647 vs $1,479 for an E-5 with dependents, a $168/month difference), reflecting its higher local cost of living. Fort Leonard Wood is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Fort Knox Fort Leonard Wood
Branch Army Army
Location Radcliff, KY Waynesville, MO
Personnel 12,000+ 15,000+
Cost of living Low Low
E-5 BAH (w/dep) $1,647 $1,479
E-7 BAH (w/dep) $2,241 $1,833
O-3 BAH (w/dep) $2,421 $2,028
Typical home price $180k-$270k $170k-$260k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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