Moving to Fort Knox
Housing, neighborhoods, schools, and 2026 BAH for families PCSing to Radcliff, Kentucky.
Fort Knox, south of Louisville, Kentucky, is home to Army Human Resources Command and Cadet Command, and known for the U.S. Bullion Depository. Families PCSing here settle in Radcliff and Elizabethtown near the gate, in an affordable market where buying with a VA loan is common for most ranks.
Last updated: 2026-07-19
On-base vs off-base housing
On-post housing through Knox Hills has broad inventory with the usual waitlists. Off-post, Radcliff and Vine Grove sit right outside the gate with the most affordable housing, Elizabethtown offers a larger town with more amenities and schools, and the Louisville suburbs draw some families willing to commute north. Low prices make buying common.
Where military families live near Fort Knox
Families PCSing to Fort Knox most often settle in Radcliff, Elizabethtown, Vine Grove. The table below shows typical rents, home prices, and drive time to the gate for each.
| Area | 3-bed rent | Home prices | To gate | Notes |
|---|---|---|---|---|
| Radcliff | $1,050-$1,500 | $180k-$270k | 5-15 min | Right outside the gate; most affordable and heaviest military base. |
| Elizabethtown | $1,150-$1,650 | $210k-$310k | 15-25 min | Larger town with more amenities and schools just south. |
| Vine Grove | $1,000-$1,450 | $190k-$280k | 10-20 min | Quiet small town closest to the west gate. |
2026 BAH near Fort Knox
Basic Allowance for Housing (BAH) at Fort Knox is set by the KY110 (Fort Knox, KY) military housing area. Rates below are monthly, by pay grade, for 2026.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-5 | $1,647 | $1,443 |
| E-7 | $2,241 | $1,680 |
| O-3 | $2,421 | $1,956 |
Source: DoD/DTMO 2026 BAH rate table (travel.dod.mil), effective January 1, 2026.
Schools near Fort Knox
| School | Level | District | Town |
|---|---|---|---|
| North Hardin High School | High | Hardin County Schools | Radcliff |
| James T. Alton Middle School | Middle | Hardin County Schools | Vine Grove |
| Lincoln Trail Elementary | Elementary | Hardin County Schools | Vine Grove |
Get free quotes for your PCS move to Fort Knox
Compare movers, storage, auto transport, and insurance near Radcliff. Free, no obligation.
Get my free quotesFort Knox PCS FAQ
Is Fort Knox close to Louisville?
Fort Knox sits about 35 miles south of Louisville, roughly a 45-minute drive to downtown. Most families live closer to the base in Radcliff, Vine Grove, or Elizabethtown for shorter commutes and lower prices, but some choose the Louisville suburbs and commute north for the bigger-city amenities.
Where do most families live near Fort Knox?
Radcliff, right outside the gate, has the most affordable housing and the largest military renter base, making it the default choice. Elizabethtown, a larger town about 20 minutes south, offers more amenities and schools. Vine Grove is a quiet option closest to the west gate. Low prices make buying common.
Related bases
Side-by-side comparisons: Fort Knox vs Fort CampbellFort Knox vs Fort Leonard Wood
More: Army bases · Bases in Kentucky