Naval Submarine Base New London vs U.S. Coast Guard Academy
2026 BAH, cost of living, and housing compared side by side.
Naval Submarine Base New London has the higher housing allowance ($2,580 vs $2,580 for an E-5 with dependents, a $0/month difference), reflecting its higher local cost of living. U.S. Coast Guard Academy is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Naval Submarine Base New London | U.S. Coast Guard Academy | |
|---|---|---|
| Branch | Navy | Coast Guard |
| Location | Groton, CT | New London, CT |
| Personnel | 12,000+ | 1,300+ |
| Cost of living | High | High |
| E-5 BAH (w/dep) | $2,580 | $2,580 |
| E-7 BAH (w/dep) | $3,159 | $3,159 |
| O-3 BAH (w/dep) | $3,306 | $3,306 |
| Typical home price | $280k-$400k | $280k-$400k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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