Keesler Air Force Base vs Naval Air Station Pensacola

2026 BAH, cost of living, and housing compared side by side.

Naval Air Station Pensacola has the higher housing allowance ($1,863 vs $1,602 for an E-5 with dependents, a $261/month difference), reflecting its higher local cost of living. Keesler Air Force Base is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Keesler Air Force Base Naval Air Station Pensacola
Branch Air Force Navy
Location Biloxi, MS Pensacola, FL
Personnel 12,000+ 16,000+
Cost of living Low Moderate
E-5 BAH (w/dep) $1,602 $1,863
E-7 BAH (w/dep) $1,770 $2,256
O-3 BAH (w/dep) $2,040 $2,271
Typical home price $220k-$320k $220k-$320k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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