Joint Base McGuire-Dix-Lakehurst vs West Point

2026 BAH, cost of living, and housing compared side by side.

West Point has the higher housing allowance ($3,468 vs $2,823 for an E-5 with dependents, a $645/month difference), reflecting its higher local cost of living. Joint Base McGuire-Dix-Lakehurst is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Joint Base McGuire-Dix-Lakehurst West Point
Branch Joint Army
Location Wrightstown, NJ Highland Falls, NY
Personnel 20,000+ 15,000+
Cost of living High Very high
E-5 BAH (w/dep) $2,823 $3,468
E-7 BAH (w/dep) $3,486 $4,215
O-3 BAH (w/dep) $3,552 $4,380
Typical home price $300k-$420k $330k-$470k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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