Joint Base McGuire-Dix-Lakehurst vs Coast Guard Training Center Cape May

2026 BAH, cost of living, and housing compared side by side.

Joint Base McGuire-Dix-Lakehurst has the higher housing allowance ($2,823 vs $2,754 for an E-5 with dependents, a $69/month difference), reflecting its higher local cost of living. Coast Guard Training Center Cape May is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Joint Base McGuire-Dix-Lakehurst Coast Guard Training Center Cape May
Branch Joint Coast Guard
Location Wrightstown, NJ Cape May, NJ
Personnel 20,000+ 4,000+
Cost of living High High
E-5 BAH (w/dep) $2,823 $2,754
E-7 BAH (w/dep) $3,486 $3,114
O-3 BAH (w/dep) $3,552 $3,186
Typical home price $300k-$420k $350k-$480k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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