Joint Base McGuire-Dix-Lakehurst vs Picatinny Arsenal

2026 BAH, cost of living, and housing compared side by side.

Picatinny Arsenal has the higher housing allowance ($4,749 vs $2,823 for an E-5 with dependents, a $1,926/month difference), reflecting its higher local cost of living. Joint Base McGuire-Dix-Lakehurst is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Joint Base McGuire-Dix-Lakehurst Picatinny Arsenal
Branch Joint Army
Location Wrightstown, NJ Rockaway, NJ
Personnel 20,000+ 6,000+
Cost of living High Very high
E-5 BAH (w/dep) $2,823 $4,749
E-7 BAH (w/dep) $3,486 $5,073
O-3 BAH (w/dep) $3,552 $5,094
Typical home price $300k-$420k $450k-$620k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

Compare other bases

Use the interactive tool to compare any two of our 130+ bases.

Open the compare tool