Fort Wainwright vs USCG Base Kodiak
2026 BAH, cost of living, and housing compared side by side.
USCG Base Kodiak has the higher housing allowance ($2,865 vs $2,436 for an E-5 with dependents, a $429/month difference), reflecting its higher local cost of living. Fort Wainwright is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Wainwright | USCG Base Kodiak | |
|---|---|---|
| Branch | Army | Coast Guard |
| Location | Fairbanks, AK | Kodiak, AK |
| Personnel | 12,000+ | 4,000+ |
| Cost of living | High | High |
| E-5 BAH (w/dep) | $2,436 | $2,865 |
| E-7 BAH (w/dep) | $2,610 | $2,970 |
| O-3 BAH (w/dep) | $2,937 | $3,174 |
| Typical home price | $280k-$390k | On-base only |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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