Fort Stewart vs Naval Air Station Jacksonville
2026 BAH, cost of living, and housing compared side by side.
Fort Stewart has the higher housing allowance ($2,310 vs $2,181 for an E-5 with dependents, a $129/month difference), reflecting its higher local cost of living. Naval Air Station Jacksonville is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Stewart | Naval Air Station Jacksonville | |
|---|---|---|
| Branch | Army | Navy |
| Location | Hinesville, GA | Jacksonville, FL |
| Personnel | 25,000+ | 23,000+ |
| Cost of living | Moderate | Moderate |
| E-5 BAH (w/dep) | $2,310 | $2,181 |
| E-7 BAH (w/dep) | $2,493 | $2,283 |
| O-3 BAH (w/dep) | $2,598 | $2,364 |
| Typical home price | $200k-$290k | $260k-$380k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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