Fort Sill vs Sheppard Air Force Base
2026 BAH, cost of living, and housing compared side by side.
Sheppard Air Force Base has the higher housing allowance ($1,491 vs $1,233 for an E-5 with dependents, a $258/month difference), reflecting its higher local cost of living. Fort Sill is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Sill | Sheppard Air Force Base | |
|---|---|---|
| Branch | Army | Air Force |
| Location | Lawton, OK | Wichita Falls, TX |
| Personnel | 30,000+ | 12,000+ |
| Cost of living | Low | Low |
| E-5 BAH (w/dep) | $1,233 | $1,491 |
| E-7 BAH (w/dep) | $1,587 | $2,190 |
| O-3 BAH (w/dep) | $1,758 | $2,325 |
| Typical home price | $150k-$230k | $150k-$240k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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