Fort Riley vs Fort Sill
2026 BAH, cost of living, and housing compared side by side.
Fort Riley has the higher housing allowance ($1,314 vs $1,233 for an E-5 with dependents, a $81/month difference), reflecting its higher local cost of living. Fort Sill is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Riley | Fort Sill | |
|---|---|---|
| Branch | Army | Army |
| Location | Junction City, KS | Lawton, OK |
| Personnel | 24,000+ | 30,000+ |
| Cost of living | Low | Low |
| E-5 BAH (w/dep) | $1,314 | $1,233 |
| E-7 BAH (w/dep) | $1,845 | $1,587 |
| O-3 BAH (w/dep) | $1,953 | $1,758 |
| Typical home price | $160k-$240k | $150k-$230k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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