Moving to Naval Base Kitsap
Housing, neighborhoods, schools, and 2026 BAH for families PCSing to Silverdale, Washington.
Also known as: NBK, Bangor, Bremerton
Naval Base Kitsap, on Washington’s Kitsap Peninsula, is a major submarine and shipyard homeport across Puget Sound from Seattle. Sailors PCSing here live in Silverdale, Bremerton, or Poulsbo, in a scenic Pacific Northwest market with no state income tax, where the choice of town depends on whether you report to Bangor or Bremerton.
Last updated: 2026-07-19
On-base vs off-base housing
Navy housing serves both the Bangor and Bremerton sides, with the usual waitlists. Off-base, Silverdale sits central and closest to the Bangor submarine base, Bremerton is the most affordable next to the shipyard, and Poulsbo offers a charming small town to the north. Washington has no state income tax, though Puget Sound prices run above the national average.
Where military families live near Naval Base Kitsap
Families PCSing to Naval Base Kitsap most often settle in Silverdale, Bremerton, Poulsbo. The table below shows typical rents, home prices, and drive time to the gate for each.
| Area | 3-bed rent | Home prices | To gate | Notes |
|---|---|---|---|---|
| Silverdale | $1,800-$2,500 | $450k-$620k | 10-20 min | Central location closest to the Bangor submarine base; most amenities. |
| Bremerton | $1,600-$2,200 | $380k-$520k | 5-15 min | Most affordable, right by the shipyard side of the base. |
| Poulsbo | $1,900-$2,600 | $480k-$650k | 15-25 min | Charming small town to the north with strong schools. |
2026 BAH near Naval Base Kitsap
Basic Allowance for Housing (BAH) at Naval Base Kitsap is set by the WA306 (Bremerton, WA) military housing area. Rates below are monthly, by pay grade, for 2026.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-5 | $2,364 | $2,091 |
| E-7 | $2,844 | $2,265 |
| O-3 | $3,045 | $2,595 |
Source: DoD/DTMO 2026 BAH rate table (travel.dod.mil), effective January 1, 2026.
Schools near Naval Base Kitsap
| School | Level | District | Town |
|---|---|---|---|
| Central Kitsap High School | High | Central Kitsap School District | Silverdale |
| North Kitsap High School | High | North Kitsap School District | Poulsbo |
| Cottonwood Elementary | Elementary | Central Kitsap School District | Silverdale |
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Where should I live for Naval Base Kitsap?
It depends on which side you report to. Silverdale sits central and closest to the Bangor submarine base with the most amenities. Bremerton is the most affordable and closest to the shipyard. Poulsbo, to the north, is a charming small town with strong schools. Match your neighborhood to Bangor or Bremerton for the shortest commute.
Is the Kitsap Peninsula expensive for Navy families?
Prices run above the national average, in line with the broader Puget Sound region, though the peninsula is more affordable than Seattle across the water. Washington has no state income tax, which helps take-home pay. Bremerton offers the best value near base, while Poulsbo and Silverdale cost more for their schools and amenities.
Related bases
Joint Base Lewis-McChord
Tacoma, Washington
JointJoint Base Elmendorf-Richardson
Anchorage, Alaska
Side-by-side comparisons: Naval Base Kitsap vs Joint Base Lewis-McChordNaval Base Kitsap vs Joint Base Elmendorf-Richardson
More: Navy bases · Bases in Washington